Consolidated Insurance Services

FAQ and Links

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Many people have questions about insurance and their coverage. On this page we will answer some common questions and also provide links to other insurance-related sites.

Here are examples of some common health insurance questions. We will update this page frequently, so be sure to check back!

Q: How much monthly premiums do people pay for their Medicare insurance?

A: Most PFFS plans have a $0 premium plan, however you do need to continue to pay for your part B premium of Medicare.  This is typically taken out each month from your social security/disability check automatically.  Each of these plans premiums differ depending on your county and state that you have your permanent address in.    Plans do have alternatives where you may pay a month premium if you prefer not to pay any copays or deductibles.

Q: Are all policies alike?

A: No, there are a number of different policies and it is important to choose the one that is right for you.
 
Q: How do I find out if my doctor accepts the plan without a network?
 
A: Different companies approach this differently, however several companies Secure Horizons, Advantra, Aetna, and WellCare all will be proactive in contacting your doctors to setup the terms & conditions of plan.  This doesn't guarantee that the doctor will agree with the plans terms & conditions.

Useful Links

Here's a link to a site that discusses insurance issues:

Consumer guide

Here's a link to the company that underwrites many of our policies:

www.healthmarkets.com

If you have an insurance-related question, e-mail us and we'll answer it on this page:

info@kylerogersinsurance.com

Kyle Rogers Insurance Company * 1075 NW 123rd Ave #2 * Portland, OR * 97229

Your local independent agents serving Oregon & Washington