Consolidated Insurance Services

Cigna 2010
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2010 MA and MA-PD plans below.

Plans are effective January 1, 2010

Covered Services Plan One Plan Two Plan Three Plan Four
Monthly premium $80 $95 $135 N/A
Maximum Out-of-Pocket limit $3,600 $3,800 $3,400
Prescription Drugs



- Deductible n/a $0 n/a
- Tier 1 n/a $7 copay* n/a
- Tier 2 n/a $35 copay n/a
- Tier 3 n/a $75 copay n/a
- Tier 4 n/a 33% n/a
Office visits



PCP $15 $15 $10
Specialist $50 $45 $20
X-Rays 15% of costs 15% of costs %15 of costs
Laboratory services 15% of costs 15% of costs %15 of costs
Inpatient Hospital $230 copayment $230 copayment $100 copayment

Days 1-6 Days 1-6 Days 1-6
Outpatient Surgery $35 $40 $20
Emergency Room $50 50 $50
Urgent Care $10 $10 $10
Ambulance Services $150 $150 $100
Preventive Care



- Annual Physical Exam $10 $10 $10
- Immunizations $0 $0 $0
- GYN exams $0 $0 $0
- Screening Mammograms $0 $0 $0
- Bone Mass Measurements $0 $0 $0
- Colorectal Screening Exams $0 $0 $0
- Prostate Screening Exams $0 $0 $0
Vision n/a n/a $20 copay/$75 limit 2yrs
Hearing n/a n/a $20 exam
Dental** 25% preventive services 25% preventive services 25% preventive services
* Mail order $17.50 for 90day supply



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