Our affiliation with the Premera family of health plans allows us to consolidate and offer multiple Employer Stop Loss coverage features that would typically be contracted through different carriers - including an independent claims review and audit service that’s available at no charge. This product is designed for groups with 80 or more employees.

• Specific stop-loss coverage is available in various deductible levels, ($20,000 to $500,000) based upon size of group and group needs
• Aggregate stop-loss is available from 120% to 130% of expected claims
• Medical, Dental, Vision, Prescription Drugs and Short Term Disability coverage may be included
• The stop-loss contract basis can be: 12/12, 15/12, Paid such as a 24/12, or 12/15
• A minimum of 80 employees is required to quote Stop Loss coverage
• Stop-loss coverage from States West Life includes, at no cost, an independent and extensive claims review and audit service
• Stop-loss from States West Life is administered by NorthStar Administrators, Premera’s own TPA